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SECURED LOANS PARK- TERMS & CONDITIONS

I confirm that I have the consent of any third party whose details I may disclose to the finance company processing this loan application to disclose such details and to authorise you and third parties to process such details for the purposes of assessing this application and administering any subsequent loan which may be granted as a result.

I agree that you and any lender resulting from this application (the "Lender") shall be entitled to use and process, by any medium, the information given by me in this application form and any other information about me which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-

i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me by the Lender, who will keep a record of such a search, to confirm the Data, and for the purposes of credit assessment or account administration. I understand that You and/or the Lender will record false or inaccurate information if this is given by me and fraud is suspected.

ii. To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes)

iii. to disclose the Data to any other company within the Lender's group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application;

iv. to disclose the Data to any third party who replaces or who may replace my/our Lender.

PREVENTION OF MONEY LAUNDERING
The Lender and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

RIGHT OF SUBJECT ACCESS
Information held by You will be processed only for purposes for which You have registered under the Data Protection Act. Upon me making a request in writing You will provide me with a copy of the information which you hold concerning me on payment of a fee.

PERSONAL DETAILS AND DATA PRIVACY
I understand that the personal details I have submitted to You (Personal Data) are held by You. It is my responsibility to ensure that my Personal Data is accurate and up to date and to inform You of any changes that need to be made. You may use the Personal Data for the purposes You have notified to the Office of Information. By submitting my Personal Data I CONSENT to it being processed by You. I understand that You may pass the data that I provide to third parties that You consider may be able to assist me in obtaining a financial product.

FINANCIAL PRODUCTS
If, during the course of my relationship with You, I understand that if You consider that I would benefit from certain financial products and services, You may make me aware of and recommend suitable financial products and services.

 
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. ALL LOANS ARE SUBJECT TO STATUS IN THE UK.
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